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How Much is Jet Ski Insurance

Jet Ski Insurance cost

Having a jet ski can be one of the most exciting times in your life. To make sure you keep the fun up and the fear down its always best to get insurance on your jet ski.

Even if your state does not require insurance of a jet ski it is still best to go ahead and get some for those just-in-case moments. You never know what could happen so its best to be prepared.

There is no set number that you will pay for jet ski insurance since everyone is a little different.

What is the cost of Jet Ski Insurance?

There is a list of many factors that come into play on cost for jet ski insurance. I myself pay $300 a year for my jet ski and trailer but this number could be more or less for you. Here is a list of factors that affect what you pay for jet ski insurance.

  • The policy you choose
  • Your driving record
  • The top speed of the watercraft
  • The length of the watercraft
  • The weight of the watercraft
  • The seat capacity of the watercraft
  • If you have a trailer or not
  • Your age
  • If you have other policies
  • Where you will keep your jet ski
  • Did you take a boater safety course
  • Paying annually or monthly

Do You Really Need Jet Ski Insurance?

Since every state is different its best to check with your state to make sure. Even if your state does not require you to have insurance on your jet ski it is still very wise to have it. You never know what could happen to you or love ones when it comes to a Jet Ski.

With jet ski going over 50MPH out of the box it would be wise to carry some insurance on the watercraft. Even with all the modern advances to watercraft with Brakes its still important to carry an insurance policy.

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